How a Pawn Loan Works
Pennsylvania state law caps pawn fees at 3% per month on the loan amount. No hidden charges — here’s exactly what a $1,000 loan costs over time:
| Month | Fee (3%) | Total to Redeem |
|---|---|---|
| At Pickup | $0 | $1,000 — You receive cash |
| Month 1 | $30 | $1,030 |
| Month 2 | $60 | $1,060 |
| Month 3 | $90 | $1,090 |
| Month 4 | $120 | $1,120 |
| Month 5 | $150 | $1,150 |
| Month 6 | $180 | $1,180 |
* Fees are regulated by Pennsylvania state law. No credit check required. Your item is your collateral.
🧮 Pawn Loan Calculator
Enter your loan amount and term to see your exact costs — live!
$50$5,000
1 month12 months
You Receive
$500
Monthly Fee (3%)
$15.00
Total Fees
$45.00
To Redeem Item
$545.00
Month-by-Month Breakdown
| Month | Fee (3%) | Total to Redeem |
|---|
* Fees regulated by Pennsylvania state law. No credit check required. Your item is your collateral.
“Pawn. Buy. Sell. We’re Here When You Need Us.”
Contact
Store Hours
Monday – Friday
10:30am – 5:30pm
Location
136 S 8th St, Philadelphia, PA 19107
Phone
(267) 687-2640


